Updates and What's Going On

Well, Tropical Storm Fay has now completely left us.  We still had a few (very few) remaining storms come through yesterday, though we were able to get out of the house for the afternoon.  No damage so that's very good!  One down; ?? to go.

I still got the mail during the storm...yes, the poor mailwoman still had to deliver the mail!  I received a letter from my 401K plan saying that I have under the minimum $1000 and if I do not call by a certain date a check will be cut minus all the many fees and penalties they take away from you.  I know I received a check for all the funds to roll them over to my new Vanguard IRA.  Or at least that's what they told me!  So I took a look online and it's a whopping $3.13 for company stock!  $3.13!  It was probably some dividend or something that got applied after the check was cut.  So fine...cut me a check.  I'll probably get like $2.00 or something.  It's just not worth my time calling them to have it rolled over to my IRA.  Let the IRS get the 20% penalty or  $0.62...LOL.  I could always put $3.13 into my IRA and then get my $0.62 back at tax time.  Maybe.

I also received the explanation of benefits sheets you get from the insurance company for the boys' first visits to the new dentist.  I'll probably owe them in the $200 range.  Not bad considering they only charged me $50.70 for those appointments at the time.  We'll see what happens with that when the bill comes in.  

I've started updating the sidebar and progression bars.  It still needs some tweaking here and there.  My classes start tomorrow so my time will be limited until I get myself on a schedule.

Stimulus Refund

We got our stimulus refund direct deposited tonight and within 20 minutes it was gone.  See that's what I call good planning.  :-)

We got $1800, which was the original $1200 plus $300 for each of our children.  

• On Quicken and my checkbook register I transferred $800 to our new auto insurance fund to ensure we have the money available for our auto insurance payment in July.  I did not actually transfer this money with my credit union because I will need it readily available to either transfer online or write a check when the bill becomes due.  We never really saved for the payment before, but I've decided it will take a lot of stress away knowing it is available if I started saving for it little by little instead of waiting until a month with 3 pay periods.
  
• I then transferred online with my credit union $767 to my credit card.  I had planned on paying $873.15 in total, but that included some left over college grant money after summer tuition that I haven't received yet (will be used to pay off the textbooks I bought on the credit card).  So when I receive that money I'll pay an additional $106.15 on the credit card.
• Finally, I wrote out a $232.76 check for the July truck payment.  I made double payments at the end of April for the May and June payments.  At the end of this month I'll make a double payment for the August and September payments.  Anyway, the July payment check is ready to go out in the mail tomorrow.  I then rounded up the amount as I usually would when making a payment.  That puts an additional $0.24 going towards savings at the end of the month.

Tax Stimulus Refund balance: $0.00