Final Dentist Bill and Incoming Money

I received the last claim statement from the insurance company so on Wednesday I went into the dentist's office to settle up with them.  The final bill came up to $299.50 so my total out of pocket for all their dental work was $671.60.  I'm glad I took care of it and got it out of the way.

I'm now waiting for the remaining balance of my student loan to post to my account.  You may wonder why I take the full amount when I also get a grant.  The reason is that it still doesn't cover everything.  I only get $600 a term in grant money.  That is about the cost of my books in a fall or spring term, which I pay out of pocket and then reimburse myself with the loan.  My tuition is around $1,800.  Any left over goes towards paying down my credit card to prepare for the next term.  The remaining also covers my summer term costs, which I receive a small grant for but no student loans.  

This is what this term cost:

Tuition--$1,831.28 minus $600 Grant = $1,231.28 minus $2,722.50 = ($1,491.22) remaining.

Books/DVD's--$582.18 minus $1,491.22 = ($909.04) remaining.

That remaining $909.04 needs to be "saved" for the summer term's tuition, books, and supplies, as well as any additional supplies needed for this term.  I'll add whatever is extra from the spring term to the fall term's remaining balance, too.