Because of the holiday (Happy Independence Day!) my husband got paid a day early! YAY! That helped out tremendously because I was in real need of groceries with the boys home for the summer eating everything!
This is what I did:
- Transferred $442.60 into savings account for 1/2 mortgage payment
- Transferred remaining $43.00 ($8.60 each) into 5 virtual savings accounts (set up in my Quicken program): Auto Purchase, Christmas, Home Improvement, Investment Property, Vacation.
- Transferred the boys' allowances ($6 and $2) and our blow money ($25 each) into virtual accounts.
- Transferred $100.00 into virtual Auto Insurance savings account to prepare for January payment.
- Paid bills due prior to next payday: $100 to credit card (already set up), $62.53 to cell phones (already set up), $14.93 to medical bill, $300 to heloc payment (interest and principal).
- Got my husband's medicine refill: $5.48
- Bought $111.17 worth of groceries.
We now have about $467.00 left to last until the next payday on July 17th. That's not bad considering we won't be going anywhere today or this weekend. I estimate over the next two weeks my husband will spend about $195 in gas and about $56 in food. I expect he'll actually spend less. This leaves us with $216.00 for any other incidentals that may pop up over the next two weeks.
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